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ARPA Resources

The American Rescue Plan Act of 2021 ("ARPA") was signed into law on March 11, 2021 by President Biden. As it pertains to COBRA, ARPA establishes a temporary, six month, 100% COBRA premium subsidy, plus the 2% administration fee.


This premium subsidy is for eligible individuals and their dependents who lost group health coverage due to involuntary termination, such as a layoff, reduction in force (RIF), or furlough, or reduction in hours.


The COBRA premium subsidy begins April 1, 2021 through September 30, 2021. The subsidy will end earlier than September 30th if:

  • QB becomes eligible for another group health plan such as a plan sponsored by their spouse's employer or new employer

  • QB reaches the end of the maximum COBRA continuation coverage period.


The ARPA subsidy will not extend a qualified Beneficiary's (QB) COBRA continuation coverage.

We have outlined resources below for quick reference.


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